Time is your scarcest resource. Converting the raise into pay-per-extra-hour makes the trade-off concrete.

What's a 'good' rate?

Anything above your normal after-tax hourly wage is winning. Below that, the raise is paying you less than your time is worth.

Lower 'days commuting per week' to match your real schedule — even 2 vs 5 days makes a huge difference.

Commute Trade-Off

See whether a salary bump is actually worth the extra travel time and cost.

No sign-up required

Annual salary increaseEffective tax rate (%)Extra commute time (min / day)Extra cost per commute dayDays commuting per week

Effective hourly rate

$16.51/hr

That's what each extra hour of commuting is paying you, after tax and travel costs.

⚠️ Probably not worth it — consider negotiating salary or working hybrid.

Net raise (after tax)

$5,760

Extra commute cost / yr

$1,880

Extra hours / week

5.0 h

Extra hours / year

235 h

Net annual gain

$3,880

Results are estimates for informational purposes only. Not financial advice.

Compare total compensation including hidden costs

Compare freelancing income against full-time employment

The hidden financial cost of overwork and burnout

Results are estimates for informational purposes only.