Tally what you own and owe, then compare to median net worth for your age.
Results are estimates for informational purposes only. Not financial advice.
A net worth calculator compares your assets minus liabilities against typical benchmarks for your age band. Common rules of thumb: by 30, aim for 1x annual salary in net worth; by 40, 3x; by 50, 6x; by 60, 8–10x. Net worth percentile data shows how you actually compare to others in your age range, which is far more useful than headline 'average' figures (which are skewed by ultra-wealthy outliers).
Total your assets: cash, investments, retirement accounts, home equity, vehicles. Total your liabilities: mortgage, student loans, car loans, credit card debt. The difference is your net worth. The calculator places that number against percentile benchmarks for your age. Don't double-count: list home value as an asset only if you also list the mortgage as a liability.
Net worth, not income, is the truest measure of financial health. Two people earning $100k can have net worths of -$50k and $500k depending on saving and spending habits. Tracking net worth quarterly is one of the highest-leverage financial habits — it surfaces lifestyle inflation, motivates saving, and turns abstract financial goals into concrete numbers.
Results are estimates for informational purposes only.